:root{
  --navy:#0f2744;
  --navy-d:#0a1a2e;
  --teal:#0d9488;
  --teal-d:#0f766e;
  --teal-l:#14b8a6;
  --mint:#ccfbf1;
  --sky:#eef6f8;
  --sand:#f7f8fa;
  --ink:#1e293b;
  --muted:#64748b;
  --line:#e2e8f0;
  --r:12px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:"Segoe UI",system-ui,-apple-system,Roboto,Helvetica,Arial,sans-serif;color:var(--ink);line-height:1.7;font-size:17px;background:#fff}
img{max-width:100%;height:auto;display:block}a{color:var(--teal-d)}a:hover{color:var(--teal)}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;line-height:1.25;color:var(--navy)}h1{font-size:clamp(1.85rem,4.5vw,2.6rem);margin:.2em 0 .4em}h2{font-size:1.5rem;margin-top:1.7em}h3{font-size:1.15rem}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:99;border-radius:6px}
.crisis{background:var(--navy);color:#fff;font-size:.88rem;text-align:center;padding:8px 12px}.crisis a{color:#5eead4;font-weight:700}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:66px;gap:12px}
.logo{font-family:Georgia,serif;font-size:1.2rem;font-weight:700;color:var(--navy);text-decoration:none;display:flex;gap:10px;align-items:center}.logo img{width:32px;height:32px;border-radius:8px}.logo span{color:var(--teal)}
.menu-btn{background:none;border:1px solid var(--line);border-radius:8px;padding:8px 12px;font-size:1rem;cursor:pointer;color:var(--ink)}
nav ul{list-style:none;margin:0;padding:0;display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);flex-direction:column}
nav ul.open{display:flex}nav li a{display:block;padding:12px 20px;text-decoration:none;color:var(--ink);font-weight:500}nav li a:hover,nav li a[aria-current]{color:var(--teal-d);background:var(--sky)}
@media(min-width:920px){.menu-btn{display:none}nav ul{display:flex;position:static;flex-direction:row;border:0;gap:2px}nav li a{padding:8px 12px;border-radius:8px;font-size:.93rem}}
.hero{position:relative;color:#fff;background:var(--navy);padding:0;overflow:hidden}
.hero-photo,.hero>img.hero-photo{width:100%;height:clamp(340px,52vw,500px);object-fit:cover;opacity:.45;margin:0}
.hero .txt{position:absolute;inset:0;display:flex;align-items:center;background:linear-gradient(105deg,rgba(15,39,68,.88) 0%,rgba(13,148,136,.45) 70%,rgba(13,148,136,.2) 100%)}
.hero .txt .wrap{padding-top:48px;padding-bottom:48px}
.hero h1{color:#fff;max-width:720px;text-shadow:0 2px 14px rgba(0,0,0,.35)}.hero p{font-size:1.12rem;max-width:640px;opacity:.95;color:#e2e8f0;text-shadow:0 1px 8px rgba(0,0,0,.3)}
.btn{display:inline-block;background:var(--teal);color:#fff!important;padding:12px 22px;border-radius:999px;text-decoration:none;font-weight:600;margin:8px 10px 0 0;border:0;cursor:pointer;font:inherit}
.btn:hover{background:var(--teal-d)}.btn.alt{background:#fff;color:var(--navy)!important}.btn.ghost{background:transparent;border:1px solid rgba(255,255,255,.45);color:#fff!important}
.page-hero{background:linear-gradient(135deg,var(--sky),var(--mint));padding:36px 0 28px}.page-hero p{color:var(--muted);max-width:720px;margin:0}
.crumbs{font-size:.85rem;color:var(--muted);margin-bottom:10px}.crumbs a{color:var(--muted)}
.layout{display:grid;gap:36px;padding:32px 20px}@media(min-width:980px){.layout{grid-template-columns:minmax(0,1fr) 300px}}
.cards{display:grid;gap:20px;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));margin:24px 0}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:0;overflow:hidden;box-shadow:0 4px 14px rgba(15,39,68,.05);display:flex;flex-direction:column;transition:transform .2s,box-shadow .2s}
.card:hover{transform:translateY(-3px);box-shadow:0 8px 22px rgba(15,39,68,.08)}
.card>img{aspect-ratio:16/9;object-fit:cover;width:100%;height:auto;background:var(--sky)}
.card .b{padding:16px 18px 20px;display:flex;flex-direction:column;flex:1}
.card .icon{width:44px;height:44px;border-radius:10px;background:var(--sky);display:flex;align-items:center;justify-content:center;font-weight:700;color:var(--teal-d);margin-bottom:12px;font-size:.85rem}
.card h3{margin:.2em 0}.card h3 a{color:inherit;text-decoration:none}.card h3 a:hover{text-decoration:underline;color:var(--teal-d)}
.card p{margin:.3em 0 .8em;color:var(--muted);font-size:.95rem;flex:1}.card a.more{font-weight:600;text-decoration:none;color:var(--teal-d)}
.feature-img{border-radius:var(--r);overflow:hidden;margin:0 0 22px;border:1px solid var(--line)}
.feature-img img{width:100%;aspect-ratio:16/9;object-fit:cover;background:var(--sky)}
.section{padding:48px 0}.section.tint{background:var(--sand)}.section.mint{background:var(--mint)}
.callout{background:var(--sky);border-left:4px solid var(--teal);padding:16px 20px;border-radius:0 var(--r) var(--r) 0;margin:24px 0}
.callout.help{background:#fff7ed;border-color:#ea580c}
.callout.warn{background:#fef2f2;border-color:#dc2626}
.disclaimer{font-size:.88rem;color:var(--muted);border-top:1px solid var(--line);margin-top:36px;padding-top:14px}
aside .box{background:var(--sand);border-radius:var(--r);padding:18px 20px;margin-bottom:22px;border:1px solid var(--line)}aside h3{margin-top:0}aside ul{padding-left:18px;margin:0}aside li{margin:6px 0}
.toc{background:var(--sky);border:1px solid var(--line);border-radius:var(--r);padding:16px 20px;margin:0 0 28px}.toc h2{margin:0 0 10px;font-size:1.05rem}.toc ol{margin:0;padding-left:20px}.toc li{margin:4px 0}
.ad{background:#f1f5f9;border:1px dashed #cbd5e1;border-radius:10px;margin:24px auto;text-align:center;overflow:hidden;position:relative;min-height:100px;display:flex;align-items:center;justify-content:center;color:#94a3b8;font-size:.8rem}
.ad::before{content:"Advertisement";position:absolute;top:4px;left:0;right:0;font-size:.68rem;color:#94a3b8;letter-spacing:.06em;text-transform:uppercase}
.ad-leader{max-width:970px;min-height:100px}.ad-incontent{max-width:728px;min-height:90px;margin:28px auto}
.ad-sidebar{min-height:250px;display:none}@media(min-width:980px){.ad-sidebar{display:flex;position:sticky;top:90px}}
.ad-footer{max-width:970px;min-height:90px;margin:28px auto 8px}
.platform-grid .card .icon{font-size:1.1rem}
.steps{counter-reset:step;list-style:none;padding:0;margin:16px 0}
.steps li{counter-increment:step;position:relative;padding:12px 12px 12px 52px;margin:0 0 10px;background:var(--sand);border-radius:var(--r);border:1px solid var(--line)}
.steps li::before{content:counter(step);position:absolute;left:14px;top:14px;width:28px;height:28px;border-radius:50%;background:var(--navy);color:#fff;font-size:.85rem;font-weight:700;display:flex;align-items:center;justify-content:center;font-family:system-ui,sans-serif}
ul.check{list-style:none;padding:0}ul.check li{padding:6px 0 6px 28px;position:relative}ul.check li::before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:700}
table{border-collapse:collapse;width:100%;font-size:.95rem;margin:16px 0;display:block;overflow-x:auto}th,td{border:1px solid var(--line);padding:10px;text-align:left;vertical-align:top}th{background:var(--sky)}
form label{display:block;font-weight:600;margin-top:14px}form input,form textarea,form select{width:100%;padding:12px;border:1px solid var(--line);border-radius:10px;font:inherit}form button{margin-top:16px}
.two-col{display:grid;gap:28px}@media(min-width:800px){.two-col{grid-template-columns:1fr 1fr}}
.resource-list{list-style:none;padding:0}.resource-list li{border:1px solid var(--line);border-radius:var(--r);padding:14px 16px;margin:0 0 10px;background:#fff}.resource-list strong{display:block;color:var(--navy)}.resource-list a{font-weight:600}
footer.site{background:var(--navy-d);color:#cbd5e1;margin-top:48px;padding:40px 0 24px;font-size:.93rem}footer.site a{color:#fff}footer .cols{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(180px,1fr))}footer ul{list-style:none;padding:0;margin:0}footer li{margin:6px 0}
footer .fcrisis{background:rgba(255,255,255,.07);border-radius:10px;padding:14px 18px;margin:0 0 28px}footer small{display:block;color:#94a3b8;margin-top:20px;line-height:1.5}
.note{font-size:.92rem;color:var(--muted)}